# eToro — eToro Virtual Portfolio (web)

United Kingdom research scope · eToro Group Limited (demo); eToro (UK) Limited (live service). Documentation reviewed.

Reference page: /demo-accounts/etoro-web-uk.html

Documentation research, not account or execution testing. Research regions do not establish residence eligibility. Requires Verification is an evidence gap, not proof of unavailability. Source conflicts and product/entity qualifications must remain attached to claims. Demo results do not establish live trading performance.

## Research checked

2026-10-14

## Testing status

Not tested

## Recorded virtual amount

100000

## Recorded currency

USD

## Virtual funds

$100,000 virtual funds

## Balance qualifications

Advertised starting virtual balance.

## Expiry category

unknown

## Expiry rule

Requires Verification

## Expiry qualifications

A fixed duration or inactivity rule was not established in the reviewed demo page.

## Evidence category

Documentation reviewed

## Signup requirements

Create an eToro account, then choose Virtual Portfolio. Demo/unfunded service is with eToro Group Limited, not a regulated UK client account.

## Notes and remaining checks

Requires Verification: expiry/inactivity, UK onboarding allocation, detailed fill modelling and simulated costs.

## Research region codes

- UK

## Research region code

UK

## Research region

United Kingdom

## Platform code

web

## Product

CFD

## Entity and regulatory research

Requires Verification

## Record ID

etoro-web-uk

## Broker

eToro

## Legal entity

eToro Group Limited (demo); eToro (UK) Limited (live service)

## Research scope

Virtual Portfolio for UK CFD research. Demo/unfunded customers belong to eToro Group Limited under UK terms clause 12.5; funded UK service is separate.

## Platform

eToro Virtual Portfolio (web)

## Documented terms

Virtual Portfolio includes currencies and leveraged CFDs where eligible.

## Balance reset or adjustment

Ask Customer Service to adjust the virtual balance; published limits apply.

## Live account or deposit

Virtual Portfolio uses virtual funds; funding changes the contractual client relationship.

## What the evidence establishes

Demo FAQ and current-linked UK agreement reviewed; no registration or trading test.

## Eligibility and regional limits

UK/non-US CFD research scope only. Clause 12.5 places demo/unfunded users with unregulated eToro Group Limited; regulated UK/Europe client protections do not apply until funding. US product excluded.

## Supporting sources

- [eToro demo account and Virtual Portfolio FAQ](<https://www.etoro.com/trading/demo-account/>) — source ID: add-etoro-demo
- [eToro entity terms and conditions index](<https://www.etoro.com/customer-service/terms-conditions/>) — source ID: add-etoro-legal
- [eToro UK Terms and Conditions, August 12, 2026](<https://www.etoro.com/wp-content/uploads/2026/03/etoro_UK_TnC_Publication_2026-08-12_Clean-1-1.pdf>) — source ID: add-etoro-uk-terms
- [eToro account signup entry](<https://www.etoro.com/accounts/sign-up>) — source ID: add-etoro-signup

## Official information source

[eToro demo account and Virtual Portfolio FAQ](<https://www.etoro.com/trading/demo-account/>)

## Official entry route

### Route type

portal

### Notes and remaining checks

Create an account, then switch to Virtual Portfolio. Demo/unfunded customers are with eToro Group Limited; UK live client protection does not yet apply.

### Evidence status

Official entry route

### URL

https://www.etoro.com/accounts/sign-up

### Route source

https://www.etoro.com/trading/demo-account/

### Research checked

2026-10-14

### Testing status

Not tested

## Execution and demo realism

### Scope

UK live trading service role, with a separate demo operator: eToro Group Limited serves demo/unfunded users. Do not treat a Virtual Portfolio as a regulated UK client account.

### Testing status

Not tested

### Contractual role

#### Finding

Agent

#### Evidence status

Documented

#### Notes and remaining checks

UK terms clause 3.5 makes eToro UK the live service agent, normally arranging a trade with eToro Europe as counterparty; alternative executing brokers are permitted. This is not a role claim for the demo operator.

#### Supporting sources

- [eToro UK Terms and Conditions, August 12, 2026](<https://www.etoro.com/wp-content/uploads/2026/03/etoro_UK_TnC_Publication_2026-08-12_Clean-1-1.pdf>) — source ID: add-etoro-uk-terms

#### Research checked

2026-10-14

### Execution arrangement

#### Finding

UK agency routing to affiliate or other executing broker

#### Evidence status

Broker-reported

#### Notes and remaining checks

The UK service ordinarily instructs eToro Europe to enter the trade, with discretion to use another affiliate or external executing broker.

#### Supporting sources

- [eToro UK Terms and Conditions, August 12, 2026](<https://www.etoro.com/wp-content/uploads/2026/03/etoro_UK_TnC_Publication_2026-08-12_Clean-1-1.pdf>) — source ID: add-etoro-uk-terms

#### Research checked

2026-10-14

### Demo realism

#### Finding

Simulated trades using live market conditions

#### Evidence status

Documented

#### Notes and remaining checks

The FAQ expressly describes simulated trading. Its same-as-live marketing does not verify fills or cost modelling; it also says Virtual Portfolio trades carry no fees.

#### Supporting sources

- [eToro demo account and Virtual Portfolio FAQ](<https://www.etoro.com/trading/demo-account/>) — source ID: add-etoro-demo

#### Research checked

2026-10-14

### Research review

#### Research checked

2026-10-14

#### Review outcome

Official demo and legal sources reviewed. Live UK agency and separate unregulated demo operator documented. No account opened or trade tested.

#### Remaining checks

- Requires Verification: UK residence-to-entity onboarding and CFD availability in the actual Virtual Portfolio.
- Requires Verification: expiry/inactivity and detailed demo fill/charge behaviour; no live-fill equivalence established.

## Demo markets

### Scope

UK-resident Virtual Portfolio research; demo/unfunded service under Group Limited, funded UK trading service separate.

### Testing status

Not tested

### Forex CFDs

#### Evidence status

Documented

#### Notes and remaining checks

The Virtual Portfolio page lists currencies and confirms CFD practice. The existing UK record distinguishes Group Limited's demo service from funded UK service. Residence-specific onboarding and exact pair coverage were not tested.

#### Supporting sources

- [eToro Virtual Portfolio markets](<https://www.etoro.com/trading/demo-account/>) — source ID: markets-etoro-demo
- [eToro UK Terms and Conditions, 12 August 2026](<https://www.etoro.com/wp-content/uploads/2026/03/etoro_UK_TnC_Publication_2026-08-12_Clean-1-1.pdf>) — source ID: markets-etoro-uk-terms

#### Research checked

2026-10-14

### Cryptocurrency CFDs

#### Evidence status

Retail restricted

#### Notes and remaining checks

eToro's UK help excludes crypto CFD positions for UK clients and UK residents at its Europe entity; FCA retail restrictions apply. The Virtual Portfolio's generic crypto category does not establish UK crypto CFD demo access, which Requires Verification. Spot crypto is a separate product.

#### Supporting sources

- [eToro UK resident trading limitations](<https://help.etoro.com/s/article/What-is-the-eToro-trading-experience-for-UK-residents?language=en_GB>) — source ID: markets-etoro-uk-restrictions
- [eToro Virtual Portfolio markets](<https://www.etoro.com/trading/demo-account/>) — source ID: markets-etoro-demo
- [FCA Handbook COBS 22.6: retail cryptoasset derivative restrictions](<https://handbook.fca.org.uk/handbook/cobs22/cobs22s6>) — source ID: markets-uk-fca-crypto

#### Research checked

2026-10-14

## API access

### Evidence status

Requires Verification

### Type

Requires Verification

### Access route

Not established for this offering

### Notes and remaining checks

API access has not yet been established for this legal entity and demo platform. This does not mean it is unavailable.

### Requirements

Confirm the account, platform and regional requirements with the broker.

### Supporting sources

No supporting source recorded for this field.

### Official documentation

No supporting source recorded for this field.

### Research checked

Requires Verification

### Testing status

Not tested

## Official sources

### eToro demo account and Virtual Portfolio FAQ

Source ID: add-etoro-demo

https://www.etoro.com/trading/demo-account/

#### Source owner

Broker

#### Research checked

2026-10-14

#### Source locator

Virtual funds; currencies; FAQ simulated trades and CFDs; reset instructions

#### Source access note

Official page opened and read; no registration submitted or trading tested.

### eToro entity terms and conditions index

Source ID: add-etoro-legal

https://www.etoro.com/customer-service/terms-conditions/

#### Source owner

Broker

#### Research checked

2026-10-14

#### Source locator

UK Terms and Conditions link

#### Source access note

Official page opened and read; no registration submitted or trading tested.

### eToro account signup entry

Source ID: add-etoro-signup

https://www.etoro.com/accounts/sign-up

#### Source owner

Broker

#### Research checked

2026-10-14

#### Source locator

Destination of Open a demo account CTA

#### Source access note

Followed official demo-page CTA; destination returned no extractable form text. Onboarding not tested.

### eToro UK Terms and Conditions, August 12, 2026

Source ID: add-etoro-uk-terms

https://www.etoro.com/wp-content/uploads/2026/03/etoro_UK_TnC_Publication_2026-08-12_Clean-1-1.pdf

#### Source owner

Broker

#### Research checked

2026-10-14

#### Source locator

Clauses 3.1, 3.5 and 12.5; Schedule A CFD scope

#### Source access note

Current legal index UK link opened and read; demo service and funded UK service distinguished.

### eToro Virtual Portfolio markets

Source ID: markets-etoro-demo

https://www.etoro.com/trading/demo-account/

#### Source owner

Broker

#### Research checked

2026-10-14

#### Source locator

Currencies market category; FAQ on CFD and leverage access

#### Source access note

Official source opened and read on 14 October 2026. No account opened or demo trade tested.

### eToro UK resident trading limitations

Source ID: markets-etoro-uk-restrictions

https://help.etoro.com/s/article/What-is-the-eToro-trading-experience-for-UK-residents?language=en_GB

#### Source owner

Broker

#### Research checked

2026-10-14

#### Source locator

Crypto section: UK and UK-resident Europe clients cannot open crypto CFD positions

#### Source access note

Official help article substantive text retrieved in search index on 14 October 2026; direct open rendered only help shell. The independent FCA restriction was opened directly.

### eToro UK Terms and Conditions, 12 August 2026

Source ID: markets-etoro-uk-terms

https://www.etoro.com/wp-content/uploads/2026/03/etoro_UK_TnC_Publication_2026-08-12_Clean-1-1.pdf

#### Source owner

Broker

#### Research checked

2026-10-14

#### Source locator

Clause 12.5: demo or unfunded account service under eToro Group Limited

#### Source access note

Official source opened and read on 14 October 2026. No account opened or demo trade tested.

### FCA Handbook COBS 22.6: retail cryptoasset derivative restrictions

Source ID: markets-uk-fca-crypto

https://handbook.fca.org.uk/handbook/cobs22/cobs22s6

#### Source owner

Regulator

#### Research checked

2026-10-14

#### Source locator

COBS 22.6.1 and 22.6.5; current section last updated 1 January 2026

#### Source access note

Official source opened and read on 14 October 2026. No account opened or demo trade tested.

